• Should be a member of the society
• Eligibility: Maximum 5 times of average net salary for salaried class
• 7 times of average net income declared in ITR or 20% of sales declared in GST return for business class
• Loan amount: Maximum Rs.5,00,000 - Tenure: 36 months
• Guarantor: One close relative with minimum assets of Rs 10.00 lacs
• KYC, Residential proof, etc are as usual to identify the applicant and guarantor
• Processing, field verification, and other charges as per rules